DATA PROTECTION POLICY

DATA PROTECTION POLICY - NICK RICHARDS CONSULTING LLC

Last Update: February 11, 2025

At NickRichards.io, we are committed to protecting the personal data of our users worldwide. As we expand our services beyond the United States, we comply with global privacy regulations, including:

General Data Protection Regulation (GDPR) (European Union & UK)
California Consumer Privacy Act (CCPA) (United States)
Personal Data Protection Act (PDPA) (Singapore)
Other applicable international data protection laws

This Data Protection Policy outlines how we handle personal data, user rights, and compliance with legal requirements across multiple jurisdictions.

1. Scope & Applicability

This policy applies to all users globally who interact with NickRichards.io, including:

Visitors and registered users of our platform
Customers who purchase products or services
Business partners and third-party service providers

By using our website, you agree to the collection, use, and processing of your personal data as described in this policy.

2. Data We Collect & How We Use It

We collect only necessary personal data to provide our services. This may include:

We do not sell personal data to third parties.

3. Legal Basis for Data Processing

We process personal data based on:

User Consent – When you provide explicit consent (e.g., subscribing to a newsletter).
Contractual Necessity – To fulfill services requested by users.
Legitimate Interests – To improve our platform and prevent fraud.
Legal Compliance – When required by applicable regulations.

For EU users (GDPR compliance), data processing is lawful under one of the above bases.

4. User Rights & How to Exercise Them

A. GDPR (For Users in the EU & UK)

Under GDPR, you have the right to:

✔ Access – Request a copy of your personal data.
✔ Correction – Ask for incorrect or incomplete data to be corrected.
✔ Deletion (Right to be Forgotten) – Request data removal when it’s no longer needed.
✔ Restrict Processing – Limit how we use your data.
✔ Data Portability – Request data transfer to another service provider.
✔ Object to Processing – Opt out of direct marketing or automated decision-making.

To exercise these rights, contact us at [Insert Contact Email].

B. CCPA (For Users in California, USA)

Under CCPA, California residents can:

✔ Request disclosure of what personal data we collect.
✔ Opt-out of data sharing with third parties for targeted advertising.
✔ Request deletion of personal information.

To submit a CCPA request, email hello@nickrichards.io

C. Global Data Subject Rights

Users from other jurisdictions can request access, deletion, or correction of personal data by contacting us. We process these requests in accordance with applicable laws.

5. User Consent & How We Obtain It

We obtain explicit user consent for:

Marketing emails and newsletters
Use of cookies & tracking technologies
Processing sensitive data (if applicable)

Users can withdraw consent at any time by adjusting their account settings.

6. Data Storage & Retention

We store personal data only as long as necessary for the purposes outlined in this policy.
Payment and transaction data are retained per financial regulations.
User data will be deleted upon request, except where retention is required for legal compliance.

7. Data Security Measures

To protect user data, we implement:

✔ Encryption – All sensitive data is encrypted in transit and at rest.
✔ Access Controls – Only authorized personnel can access personal data.
✔ Regular Audits – We review security protocols and compliance regularly.
✔ Data Minimization – We collect only the necessary information.

In case of a data breach, affected users will be notified as required by law.

8. Cross-Border Data Transfers

As a global platform, we may store and process user data in multiple locations. When transferring data outside your jurisdiction, we:

✔ Use EU Standard Contractual Clauses (SCCs) for international data transfers.
✔ Comply with UK GDPR & EU GDPR for European users.
✔ Follow data localization rules where required by local laws.

9. Third-Party Services & Cookies

We use third-party tools for analytics, marketing, and payment processing. These services may collect anonymous usage data.

A. Cookies & Tracking Technologies

We use cookies to:

Improve website functionality
Track user behavior for analytics
Enable personalized experiences

Users can manage cookie preferences through their browser settings.

B. Third-Party Service Providers

We only share necessary personal data with trusted partners, including:

Payment processors (e.g., Stripe, PayPal)
Marketing platforms (e.g., Google Analytics)
Cloud storage providers (e.g., AWS, Google Cloud)

Each provider maintains its own privacy policy.

10. Changes to This Policy

We may update this Data Protection Policy periodically. Changes will be:
✔ Posted on this page
✔ Communicated via email (if subscribed)

Your continued use of NickRichards.io after updates signifies acceptance of the revised policy.

11. Contact Us

For questions about this policy or to exercise your data protection rights, contact us at:

📧 hello@nickrichards.io
📍 738 E Dundee Rd #199, Palatine, IL 60074

By using NickRichards.io, you acknowledge that you understand and agree to this Data Protection Policy. 🚀