Empower Your Business
YOUR DESTINATION FOR BUSINESS CONSULTING INSIGHTS
WELCOME TO NICKRICHARDS.IO
Your premier destination for insights, resources, and tools designed to inspire personal growth, spark entrepreneurial ambition, and drive digital success. Whether you're looking to elevate your mindset, enhance your skills, or navigate the ever-evolving world of online business, this platform is built to help you thrive in every aspect of life and work. 🚀
​
At NickRichards.io, you’ll find a wealth of motivational content, business strategies, and practical tips tailored to empower individuals from all walks of life. From actionable advice for entrepreneurs to expert insights for personal and professional growth, our goal is to provide the guidance and support you need to achieve your dreams and ambitions.
​
What began as a personal portfolio site showcasing my journey and expertise has evolved into a hub for innovation and learning. Soon, NickRichards.io will transform into the Knowledge Xchange, a collaborative platform where new programmers, website developers, and professionals of all industries can come together to learn, grow, and advance their careers.
​
The Knowledge Xchange will serve as a resource-rich continuous learning environment, offering tutorials, guides, and professional development opportunities to help you stay ahead in today’s fast-paced digital landscape. Whether you're just starting your journey or looking to sharpen your skills, NickRichards.io is here to support your growth and success.
​
Join us as we build a community of learners, innovators, and achievers, and take your personal and professional development to the next level with NickRichards.io! 🌟​​
WANT TO CONNECT ABOUT YOUR NEXT PROJECT?
NICHOLAS "NICK" RICHARDS
Business Consultant
nickrichardsconsulting.com
nickrichards.io
SKILLS
COMMERCIAL BANKING
-
C&I FINANCE, CRE FINANCE, HIGH NET WORTH UNDERWRITTING, TECHNOLOGY BANKING FINANCE, HEALTHCARE FINANCE, SPECIALTY INDUSTRY FINANCE - ASSET BASED LENDING.
EQUITY MARKETS - TRADING DESK
-
BROKERAGE ACCOUNTS, EQUITIES ANALYSIS, EXCHANGE TRADED FUNDS, CORPORATE BONDS, TREASURY BONDS, MARGIN MANAGEMENT, CONVERSION BONDS, OPTIONS TRADING, TECHNICAL ANALYSIS, FINANCIAL ANALYSIS.
WEBSITE DEVELOPMENT - CODING & WEBSITE BUILDERS
-
HTML, CSS, JAVASCRIPT, PYTHON, XML, BOOTSTRAP, PHP, SQL, GIT
-
WORDPRESS, SHOPIFY, WIX, SQUARESPACE, DUDA, GOOGLE SITES, SITEJET
-
CPANEL, WHM, DNS RECORDS, EMAIL SERVERS
DATA ANALYTICS
-
PREDICTIVE ANAYTICS, STATISTICS, PROBABILITY, LINEAR REGRESSION, WEBSITE SCRAPING, DATA PREPARATION, DATABASE TABLES, DATAFRAMES, MACHINE LEARNING, AI DATA ANALYSIS.
BLOCKCHAINS
-
CRYPTOCURRENCY (STAKING, UTILIZATION, BLOCKCHAIN EXPLORERS, ETC.), DECENTRALIZED FINANCE (DEFI), NFT CREATION, METAVERSE, LOGISTICS, FILE STORAGE​, DECENTRALIZED APPLICATIONS (DAPPS), WEB3.
BUSINESS TOOLS - OFFICE SUITES
-
SALESFORCE & TABLEAU
-
MICROSOFT OFFICE SUITE - EXCEL (EXPERT), POWERPOINT, AZURE, POWER APPS
-
GOOGLE BUSINESS SUITE - COLABORATORY, DRIVE, SLIDES, APPS, SHEETS
-
IBM BUSINESS - WATSON STUDIO, COGNOS ANALYTICS
EDUCATION
COMMERCIAL BANKER TRAINING
40-HOUR A WEEK IN-PERSON TRAINING ON UNDERWRITING AND ACCOUNTING TO FINANCE COMMERCIAL DEALS - THE PRIVATE BANK 2017
FINANCE DEGREE
BACHELOR OF SCIENCE IN FINANCE - TRINITY CHRISTIAN COLLEGE 2007
LICENSES
MORTGAGE LOAN ORIGINATOR (MLO)
NMLS# 2524569
INSURANCE PRODUCER
NPN: 20823426 LICENSE# 20823426
​
LINES OF AUTHORITY
LIFE INSURANCE
PROPERTY INSURANCE
CASUALTY INSURANCE
HEALTH INSURANCE